HDFC ERGO Insurance Agent: Harish Ghai

Our Product Offerings

• Comprehensive Car Insurance

  - Host of Add-on Covers
  
  - Customization of Car Value (IDV)
  
  - Covers Third-Party damages & Own Damages
  
  - Overnight Repair Services

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  Third Party Car Insurance

  -Premium starting at SI_RUPEE 2094
  
  - Covers third party injuries & damages
  
  - Quick and easy claim settlement process
  
  - Personal accident cover of SI_RUPEE. 15 Lakhs

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  Stand Alone Own Damage Cover

  - 24x7 Roadside Assistance
  
  - Overnight repair services
  
  - 6700+ Cashless Garage Network
  
  - No Claim Bonus of up to 50%

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  Comprehensive Two Wheeler Insurance

  - Host of Add-on Covers
  
  - Customization of Two Wheeler Value (IDV)
  
  - Covers Third-Party damages & Own damages
  
  - Door Step Two Wheeler Repairs

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  Third Party Two Wheeler Insurance

  - Third Party Premium starting at SI_RUPEE 538
  
  - Covers third party injuries & damages
  
  - Quick and easy claim settlement process
  
  - Personal accident cover of SI_RUPEE 15 Lakhs

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  Stand Alone Own Damage cover

  - 24x7 Roadside Assistance
  
  - Door Step Two Wheeler Repairs
  
  - 1900+ Cashless Garage Network
  
  - No Claim Bonus of up to 50%

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  Cover for Brand New Bikes

  - 24x7 Roadside Assistance
  
  - Door Step Two Wheeler Repairs
  
  - 1900+ Cashless Garage Network
  
  - Own damage coverage for 1 year & third-party damge coverage for 5 years

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  Optima Secure

  - 4X Coverage Guaranteed at no additional cost
  
  - Secure Benefit
  
  - No cost installment benefit
  
  - Protect Benefit- Guarantees payment of consumables like non-medical expenses

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  Optima Restore

  - 100% Restore Coverage
  
  - 2X Coverage at no additional cost
  
  - Wider Pre and Post Hospitalization
  
  - 100% Sum Insured Restoration Benefit

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  My: Health Suraksha

  - Premium starting at SI_RUPEE 19/day
  
  - Sum Insured Rebound
  
  - Wellness features like Fitness discount@ renewal, Health incentives for maintenance of health

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  My: Health Medisure Super Top up

  - Higher cover at low premium
  
  - No health checkups up to Age 55
  
  - Works on Aggregate deductible
  
  - No premium hike post 61 years

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  Critical Illness

  - Covers upto 15 Critical Illness
  
  - Lumpsum Payouts
  
  - Affordable Premiums
  
  - No medical checkups up to the age of 45 years

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  My: Health Koti Suraksha

  - 1 Cr Health Cover starting at just SI_RUPEE 1114/month
  
  - 50 Lacs & 1 Crore cover options
  
  - Wider Pre and Post Hospitalization
  
  - No room rent capping

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  Individual/Family

  - Coverage options from $50K - $500K
  
  - Extension option upto 180 days
  
  - Covers up to 6 Members

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  Frequent Flyers

  - Coverage options for $250K & $500K
  
  - Policy can be renewed annually
  
  - Covers only for Individuals

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  Student Traveller

  - For the ones who aspire to study abroad
  
  - Covers study interruption and sponsor protection
  
  - Coverage options from $50K - $500K

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  Home Insurance

  - Annual premium starting at Just SI_Rupee 250
  
  - Option to cover structure or content or both
  
  - Covers natural calamities
  
  - Covers burglary and theft

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  Home Insurance for Tenants

  - Covers Content upto 50 lakh
  
  - Covers both Theft and burglary
  
  - Covers Jewellery Upto 10 lakhs under Home Shield and 5 lakhs for BGR
  
  - All risk cover of portable equipment Across India

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