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HDFC ERGO Insurance Agent: Johny John

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Ettyakkattu House, Marangattupally
Andoor
Kottayam - 686635
- Closed for the day
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Our Product Offerings

Optima Secure

4X Coverage Guaranteed at no additional cost Secure Benefit No cost installment benefit Protect Benefit Guarantees payment of consumables like non-medical expenses

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Optima Lite

Base sum insured upto INR 5 lac or INR 7.5 lac Comprehensive coverage at affordable premiums Automatic restore for unlimited period during a policy year Cumulative bonus and Preventive health check-ups on renewal

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Optima Secure Global

Global Medical Coverage 4X Coverage Guaranteed at no additional cost Secure Benefit'* No cost installment benefit*^

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Optima Restore

100% Restore Coverage~ 2X Multiplier Benefits Wider Pre and Post Hospitalization" 100% Sum Insured Restoration Benefit

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My: Health Medisure Super Top up

Higher cover at low premium No health checkups up to Age 55 Works on Aggregate deductible No premium hike post 61 years

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Critical Illness

Covers upto 15 Critical Illness Lumpsum Payouts Affordable Premiums No medical checkups up to the age of 45 years

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Comprehensive Car Insurance

Host of Add-on Covers Customization of car Value (IDV) Covers Third-Party damages & Own damages Overnight repair services‾

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Stand Alone Own Damage Cover

24x7 Roadside Assistanceºº Overnight repair services‾ 10000+ Cashless Garage Network No Claim Bonus of up to 50%

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Cover for Brand New Cars

24x7 roadside assistanceºº Overnight Repair Service‾ 9000+ Cashless Garage Network Own damage coverage for 1 year & third party damge coverage for 3 years

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Home Insurance

Annual premium starting at Just 250* Option to cover structure or content or both Covers natural calamities Covers burglary and theft

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Home Insurance for Owners

Covers Structure or structure with content upto 10 Cr. Covers Content Upto 20% of Structure to a maximum of 50 lakh Long term coverage upto 10 years under BGR Covers Jewellery Upto 10lakhs under Home Shield and 5 lakhs for BGR

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Home Insurance for Tenants

Covers Content upto 50 lakh Covers both Theft and burglary Covers Jewellery Upto 10 lakhs under Home Shield and 5 lakhs for BGR All risk cover of portable equipment Across India

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Travel Explorer

Packed with 21* benefits Competitive pricing Medical, baggage and trip hassles covered

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Individual/Family

Coverage options from $40K - $1000K Travel duration covered upto 365 days Covers upto 12 members

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Frequent Flyers

Coverage options from $40K - $1000K Policy can be renewed annually Covers Individual & family travellers

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Why Choose HDFC ERGO?

Secured 1.5+ Crore Happy Customers

Secured 3.2+ Crore Happy
Customers@

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable.

24x7 Claims Assistance

24x7 Claims
Assistance

In the time of distress, instant help is the need of the hour. Our in-house claims team is always there to provide a hassle-free claim experience.

20 Years Of Serving India

20 Years Of
Serving India

Since last 20 years, we are committed towards serving India with technology driven insurance solutions with a human heart.

Utmos Transparency

Utmos
Transparency

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Lauded And Awarded

Lauded And
Awarded

HDFC ERGO was awarded for its “Claims and Customer Service Excellence” by FICCI Insurance Industry Awards, 2021.

Cashless Network

Cashless Network

With our robust network of 15000+ˇˇ Cashless Healthcare providers and 12200+ Cashless Motor Garagesˇ help is never too far.

About HDFC Ergo General Insurance Company Limited

HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd., India s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.
The address of this branch is Ettyakkattu House, Marangattupally, Andoor, Kottayam, Kerala.

Customer Reviews

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Branch Information

Business Hours

Mon 10:00 AM - 06:00 PM
Tue 10:00 AM - 06:00 PM
Wed 10:00 AM - 06:00 PM
Thu 10:00 AM - 06:00 PM

Fri 10:00 AM - 06:00 PM
Sat 10:00 AM - 06:00 PM
Sun 10:00 AM - 06:00 PM

Other Branches Of HDFC Ergo General Insurance Company Limited

HDFC Ergo General Insurance Company Limited branches in Kerala
HDFC Ergo General Insurance Company Limited branches in Kottayam

Parking Options

Free parking on site

Get Direction To HDFC Ergo General Insurance Company Limited

6JXRPJQ9+2R

Kottayam, Kerala, India

Payment Methods

Cheque
Online Payment

Categories

Insurance Broker
Home Insurance Agency
Car And Motor Insurance Agency
Health Insurance
Motorcycle Insurance

Social Timeline

Because health insurance means every aspect of your health is covered, including your peace of mind. With easily accessible, stress-free health insurance with 0% GST, only on Here App. #HereApp #HealthInsuranceMadeEasy #PeaceOfMindStartsHere #HereApp #HealthInsuranceMadeEasy #PeaceOfMindStartsHere

Posted On: 23 Dec 2025 5:00 PM

Missed Insurance ki Pathshala this Saturday? Catch the full episode here. When insurance feels complex or hard to decode, conversations like these matter. Insurance ki Pathshala, presented by HDFC ERGO General Insurance in association with Times Now, brings clarity to topics that impact everyday financial decisions. In this episode, Parthanil Ghosh, Executive Director, HDFC ERGO General Insurance, and Pranay Mehrotra, Senior Partner & Managing Director, Boston Consulting Group, share an insightful discussion on general insurance, addressing common misconceptions and simplifying what truly matters for consumers. If you missed the broadcast on Times Now, watch the full episode here. Episode 2 is coming soon. Stay tuned. #InsuranceKiPathshala #HDFCERGO #TimesNow #GeneralInsurance #FinancialLiteracy #InsuranceKiPathshala #HDFCERGO #TimesNow #GeneralInsurance #FinancialLiteracy

Posted On: 23 Dec 2025 10:00 AM

Hospital recovery should begin at home, not in waiting rooms. In this conversation, BFSI Influencer, Srishti Gosavi speaks with Atul Gujrathi, Joint President- Claims at HDFC ERGO, about Early Discharge Approval, a feature designed to reduce waiting time and help customers focus on what truly matters: recovery. Because when it comes to health claims, timely action makes all the difference. #NumbersTrulyTalk #HealthClaims #HDFCERGO #ClaimsExperience #GeneralInsurance #NumbersTrulyTalk #HealthClaims #HDFCERGO #ClaimsExperience #GeneralInsurance

Posted On: 23 Dec 2025 4:00 PM

Nearby HDFC Ergo General Insurance Company Limited Branches Nearby Branches

HDFC ERGO Insurance Agent: Binu K R

Cherpunkal

Kottayam - 686584

HDFC ERGO Insurance Agent: Jiji Antony

Thodupuzha

Idukki - 685585

Tags

Health Insurance
Car Insurance
Bike Insurance
Travel Insurance
Home Insurance
Comprehensive Car Insurance
Third Party Car Insurance
Optima Secure Health Insurance
Optima Restore Health Insurance
Comprehensive bike insurance
Third Party bike insurance
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two wheeler insurance

CAR INSURANCE

• The above mentioned third party premium of 1 year is for Cubic capacity < 1000 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle. • As on 28th Feb 2025 - 12277 active Network garages • The percentage amount would be given basis the number of kilometers driven in the policy year • Over-night motor repair service for minor damages made available to HDFC Ergo Policyholders, subject to extent of damage, bandwidth of the motor garages empanelled especially for the services in selected 16 cities and the requirement to appoint surveyor, etc. • The Company shall be liable to settle the claim basis of the terms and conditions of the policy document for the concerned vehicle (Upto 3 panels or Rs.20,000- which ever is higher. Available across 16 cities - Mumbai, Nagpur, Pune, Surat, Vadodara, Ahmedabad, Delhi, Gurugram, Jaipur, Hyderabad, Chennai, Bangalore, Kolkata, Kanpur, Madurai, Coimbatore) • Based on Public Disclosure Reports for FY24 - Settlement Ratio in FY24 for motor OD Claims - 99.8% Count of OD Claims Paid in FY24(excludes repudiation & zero) - 5,34,695 Amount of claims paid in FY24 - Rs. 1,77,919,10,664 Formula used for Settlement Ratio - (Claims Settled + Claims Repudiated + Claims Closed) / (Claims Reported) x 100 • Additional premium will be charged for add on cover - Minor Damage - low value 2-3 parts. Immediate claim settlement subject to all document fulfilment by customer. Total amount is at the discretion of the surveyor • Additional premium will be charged for add on cover. Motor Insurance UIN: IRDAN125P0005V01202003. UIN: Motor Insurance Pricing Revision- Private Cars - IRDAN125RP0001V02201415

HEALTH INSURANCE

• ~15000+ healthcare providers as on February 2025. Please refer to the website www.hdfcergo.com for an updated network list. • Subject to change as per Tax Laws in India • Any unutilized amount of Sum Insured rebound cannot be carried over to next policy year or renewal policy. Sum Insured rebound can be utilized for claims under Hospitalization cover only • The premium (excluding tax) mentioned is for platinum plan tier 2 1 adult age 36-45 years. This premium is only for health coverage sum insured available is Rs. 50 lakhs and 1 crore under the Health Section of my:health Koti Suraksha @Figure as on 31st January 2025 (includes members of the group). • Only if purchased from www.hdfcergo.com • 4X coverage means base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit + Automatic Restore Benefit – Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured, Plus Benefit (if applicable) and Secure Benefit • Premium mentioned for my:Optima Secure plan is excluding taxes with 5% online discount for a 30-year-old individual residing in 2 Tier location for sum insured of 5 lacs • Premium mentioned for my:Optima Secure plan is excluding taxes with 5% online discount for a 30-year-old individual residing in 2 Tier location for sum insured of 5 lacs • Home health care available only on cashless basis in select cities only for my: Optima Secure products 'Get 60 and 180 days pre and post hospitalization medical expenses covered' • 100% claim settlement ratio - Based on claims of FY 24 (Formula - Claims Paid Plus Repudiated/CWP Divided by Claims Reported) Please refer company website - Public disclosure section. Restore benefit- Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured Optima Secure covers in-patient hospitalization expenses even for alternate treatment methods viz. Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy • UIN: my: Optima Secure - HDFHLIP25041V062425 | my: health Critical Illness - HDFHLIA22141V032122 | my:Health Hospital Cash Benefit (Add-on) - HDFHLIA21271V022021 | Unlimited Restore (Add On) HDFHLIA22188V012122 | IPA Rider - APOPAIP19004V011920 - UIN: Optima Restore HDFHLIP25012V082425 UIN: Critical Illness Insurance - HDFHLIP21464V022021 UIN: my:health Medisure Super Top Up Insurance - HDFHLIP2021V042122 UIN: my:health Koti Suraksha - HDFHLIP21131V012021.

BIKE INSURANCE

• The above mentioned third party premium of 1 year is for Cubic capacity < 75 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle • Based on Public Disclosure Reports for FY24 - Settlement Ratio in FY24 for motor OD Claims - 99.8% Count of OD Claims Paid in FY24(excludes repudiation & zero) - 5,34,695 Formula used for Settlement Ratio - (Claims Settled + Claims Repudiated + Claims Closed) / (Claims Reported) x 100 • Upto 3 panels or Rs.5,000- which ever is higher (Available across Mumbai, Hyderabad & Pune only) • Additional premium will be charged for add on cover. Liability Only Policy - Two wheeler - Annual - IRDAN125RP002V01202122