HDFC ERGO Insurance Agent: Umesh Kumar Singh

Our Product Offerings

• Optima Secure

  - 4X Coverage Guaranteed at no additional cost - Secure Benefit - No cost installment benefit - Protect Benefit- Guarantees payment of consumables like non-medical expenses

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  Optima Restore

  - 100% Restore Coverage - 2X Coverage at no additional cost - Wider Pre and Post Hospitalization - 100% Sum Insured Restoration Benefit

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  My: Health Medisure Super Top up

  - Higher cover at low premium - No health checkups up to Age 55 - Works on Aggregate deductible - No premium hike post 61 years

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  Critical Illness

  - Covers upto 15 Critical Illness - Lumpsum Payouts - Affordable Premiums - No medical checkups up to the age of 45 years

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  My: Health Koti Suraksha

  - 1 Cr Health Cover starting at just SI_RUPEE 1114/month - 50 Lacs & 1 Crore cover options - Wider Pre and Post Hospitalization - No room rent capping

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  Comprehensive Car Insurance

  - Host of Add-on Covers - Customization of Car Value (IDV) - Covers Third-Party damages & Own Damages - Overnight Repair Services

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  Third Party Car Insurance

  -Premium starting at SI_RUPEE 2094 - Covers third party injuries & damages - Quick and easy claim settlement process - Personal accident cover of SI_RUPEE. 15 Lakhs

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  Stand Alone Own Damage Cover

  - 24x7 Roadside Assistance - Overnight repair services - 6700+ Cashless Garage Network - No Claim Bonus of up to 50%

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  Comprehensive Two Wheeler Insurance

  - Host of Add-on Covers - Customization of Two Wheeler Value (IDV) - Covers Third-Party damages & Own damages - Door Step Two Wheeler Repairs

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  Third Party Two Wheeler Insurance

  - Third Party Premium starting at SI_RUPEE 538 - Covers third party injuries & damages - Quick and easy claim settlement process - Personal accident cover of SI_RUPEE 15 Lakhs

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  Stand Alone Own Damage cover

  - 24x7 Roadside Assistance - Door Step Two Wheeler Repairs - 1900+ Cashless Garage Network - No Claim Bonus of up to 50%

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  Cover for Brand New Bikes

  - 24x7 Roadside Assistance - Door Step Two Wheeler Repairs - 1900+ Cashless Garage Network - Own damage coverage for 1 year & third-party damge coverage for 5 years

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  Individual/Family

  - Coverage options from $50K - $500K - Extension option upto 180 days - Covers up to 6 Members

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  Frequent Flyers

  - Coverage options for $250K & $500K - Policy can be renewed annually - Covers only for Individuals

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  Student Traveller

  - For the ones who aspire to study abroad - Covers study interruption and sponsor protection - Coverage options from $50K - $500K

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  Home Insurance

  - Annual premium starting at Just SI_Rupee 250 - Option to cover structure or content or both - Covers natural calamities - Covers burglary and theft

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  Home Insurance for Tenants

  - Covers Content upto 50 lakh - Covers both Theft and burglary - Covers Jewellery Upto 10 lakhs under Home Shield and 5 lakhs for BGR - All risk cover of portable equipment Across India

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