HDFC ERGO Insurance Agent: Ratnesh Kumar

- Host of Add-on Covers

- Customization of Two Wheeler Value (IDV)

- Covers Third-Party damages & Own damages

- Door Step Two Wheeler Repairs

- Third Party Premium starting at ₹ 538

- Covers third party injuries & damages

- Quick and easy claim settlement process

- Personal accident cover of ₹ 15 Lakhs

- 24x7 Roadside Assistance

- Door Step Two Wheeler Repairs

- 1900+ Cashless Garage Network

- No Claim Bonus of up to 50%

- 24x7 Roadside Assistance

- Door Step Two Wheeler Repairs

- 1900+ Cashless Garage Network

- Own damage coverage for 1 year & third-party damge coverage for 5 years

- 4X Coverage Guaranteed at no additional cost

- Secure Benefit

- No cost installment benefit

- Protect Benefit- Guarantees payment of consumables like non-medical expenses

- 100% Restore Coverage

- 2X Coverage at no additional cost

- Wider Pre and Post Hospitalization

- 100% Sum Insured Restoration Benefit

- Premium starting at ₹ 19/day

- Sum Insured Rebound

- Wellness features like Fitness discount@ renewal, Health incentives for maintenance of health

- Higher cover at low premium

- No health checkups up to Age 55

- Works on Aggregate deductible

- No premium hike post 61 years

- Covers upto 15 Critical Illness

- Lumpsum Payouts

- Affordable Premiums

- No medical checkups up to the age of 45 years

- 1 Cr Health Cover starting at just ₹ 1114/month

- 50 Lacs & 1 Crore cover options

- Wider Pre and Post Hospitalization

- No room rent capping

- Coverage options from $50K - $500K

- Extension option upto 180 days

- Covers up to 6 Members

- Coverage options for $250K & $500K

- Policy can be renewed annually

- Covers only for Individuals

- For the ones who aspire to study abroad

- Covers study interruption and sponsor protection

- Coverage options from $50K - $500K

- Annual premium starting at Just ₹ 250

- Option to cover structure or content or both

- Covers natural calamities

- Covers burglary and theft

- Covers Content upto 50 lakh

- Covers both Theft and burglary

- Covers Jewellery Upto 10 lakhs under Home Shield and 5 lakhs for BGR

- All risk cover of portable equipment Across India