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HDFC ERGO Insurance Agent: Avinash Jayaram Sawant

Store Ratings

5

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No 304/A, Mihir Tower, Plot No 18
Sector 6, Airoli
Navi Mumbai - 400708
Near Nalanda Meditation Centre
- Permanently Closed
Call Directions

Our Product Offerings

Optima Secure +

Unlimited Restore Benefit Infinite Coverage Growth Instantly Double Sum Insured Lifetime Discount Guarantees payment of consumables like non-medical expenses

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Optima Secure

4X Coverage Guaranteed at no additional cost Secure Benefit No cost installment benefit Protect Benefit Guarantees payment of consumables like non-medical expenses

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Optima Lite

Base sum insured upto INR 5 lac or INR 7.5 lac Comprehensive coverage at affordable premiums Automatic restore for unlimited period during a policy year Cumulative bonus and Preventive health check-ups on renewal

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Optima Secure Global

Global Medical Coverage 4X Coverage Guaranteed at no additional cost Secure Benefit'* No cost installment benefit*^

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Optima Restore

100% Restore Coverage~ 2X Multiplier Benefits Wider Pre and Post Hospitalization" 100% Sum Insured Restoration Benefit

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My: Health Medisure Super Top up

Higher cover at low premium No health checkups up to Age 55 Works on Aggregate deductible No premium hike post 61 years

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Critical Illness

Covers upto 15 Critical Illness Lumpsum Payouts Affordable Premiums No medical checkups up to the age of 45 years

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Comprehensive Car Insurance

Host of Add-on Covers Customization of car Value (IDV) Covers Third-Party damages & Own damages Overnight repair services?

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Stand Alone Own Damage Cover

24x7 Roadside Assistanceºº Overnight repair services 10000+ Cashless Garage Network No Claim Bonus of up to 50%

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Cover for Brand New Cars

24x7 roadside assistanceºº Overnight Repair Service‾ 9000+ Cashless Garage Network Own damage coverage for 1 year & third party damge coverage for 3 years

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Home Insurance

Monthly premium starting at Just ?8* Option to cover structure or content or both Covers natural calamities Covers burglary and theft

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Home Insurance for Owners

Covers Structure or structure with content upto 10 Cr. Covers Content Upto 20% of Structure to a maximum of 50 lakh Long term coverage upto 10 years under BGR Covers Jewellery Upto 10lakhs under Home Shield and 5 lakhs for BGR

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Home Insurance for Tenants

Covers Content upto 50 lakh Covers both Theft and burglary Covers Jewellery Upto 10 lakhs under Home Shield and 5 lakhs for BGR All risk cover of portable equipment Across India

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Travel Explorer

Packed with 21* benefits Competitive pricing Medical, baggage and trip hassles covered

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Individual/Family

Coverage options from $40K - $1000K Travel duration covered upto 365 days Covers upto 12 members

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Frequent Flyers

Coverage options from $40K - $1000K Policy can be renewed annually Covers Individual & family travellers

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Why Choose HDFC ERGO?

Secured 1.5+ Crore Happy Customers

Secured 3.2+ Crore Happy
Customers@

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable.

24x7 Claims Assistance

24x7 Claims
Assistance

In the time of distress, instant help is the need of the hour. Our in-house claims team is always there to provide a hassle-free claim experience.

20 Years Of Serving India

20 Years Of
Serving India

Since last 20 years, we are committed towards serving India with technology driven insurance solutions with a human heart.

Utmos Transparency

Utmos
Transparency

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Lauded And Awarded

Lauded And
Awarded

HDFC ERGO was awarded for its “Claims and Customer Service Excellence” by FICCI Insurance Industry Awards, 2021.

Cashless Network

Cashless Network

With our robust network of 15000+ˇˇ Cashless Healthcare providers and 12200+ Cashless Motor Garagesˇ help is never too far.

About HDFC ERGO General Insurance Company Limited

"HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd., India s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space."
The address of this branch is No 304/A, Mihir Tower, Plot No 18, Near Nalanda Meditation Centre, Sector 6, Airoli, Navi Mumbai, Maharashtra.

Customer Reviews

Ratings & Reviews

5

Nitin Shriyan

Posted on: 22-06-2026
Rated
- 5
I recently renewed my two-wheeler insurance through our Avinash. Like most of us, I initially looked at the premium amount and had received a lower quote elsewhere. However, Avinash patiently explained the differences in coverage and pointed out a few important add-ons that were missing in the cheaper option. It made me realize that the lowest premium is not always the best insurance policy. The entire process was smooth, transparent, and hassle-free. More importantly, he took the time to explain the policy details instead of simply selling a product. I would suggest that at the time of your next renewal, at least take a quote from Avinash and compare the coverage before making a decision.
Lucy Wormina

Posted on: 22-04-2026
Rated
- 5
I found Avinash Sawant through Google Maps and contacted him for my car insurance which was about to expire in a week, and the experience was completely hassle-free. Comparing different auto policies, deductibles, and add-ons can be confusing, but Avinash explained these points transparently and honestly. He took the time to understand my exact requirements and helped me select a comprehensive policy that provides excellent coverage with zero depreciation, personal accident cover, etc. The paperwork and policy issuance were fully online, incredibly fast and handled with total professionalism. I highly recommend his services to anyone looking for expert, straightforward guidance on car insurance.

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Branch Information

Business Hours

Mon 09:00 AM - 06:00 PM
Tue 09:00 AM - 06:00 PM
Wed 09:00 AM - 06:00 PM
Thu 09:00 AM - 06:00 PM

Fri 09:00 AM - 06:00 PM
Sat 09:00 AM - 06:00 PM
Sun Closed

Other Branches Of HDFC ERGO General Insurance Company Limited

HDFC ERGO General Insurance Company Limited branches in Maharashtra
HDFC ERGO General Insurance Company Limited branches in Navi Mumbai

Parking Options

Free parking on site

Get Direction To HDFC ERGO General Insurance Company Limited

7JFJ4XWX+MJ

Navi Mumbai, Maharashtra, India

Payment Methods

Cash
Credit Card
Debit Card
Online Payment

Categories

Insurance Agency
Home Insurance Agency
Car And Motor Insurance Agency
Health Insurance
Motorcycle Insurance

Social Timeline

This Diwali, let the celebrations shine brighter, the smiles last longer and the worries take a backseat. ✨ Because every celebration deserves the reassurance of good health and the confidence of being protected. With HDFC ERGO Optima Secure+ Health Insurance, enjoy: 🪔 97.8% Health Claims Payout Ratio* 🪔 Up to 26% discount for eligible first-time buyers^ 🪔 100% Base Sum Insured added every year with Infinite Benefit* 🪔 100% Automatic Restore, unlimited times** This festive season, bring home more than just the festivities. Bring home the joy of being protected. Explore Optima Secure+ today: Visit - https://bit.ly/4j1rZhr Khushiyaan badhein, Suraksha bhi! ❤️ #HDFCERGO #OptimaSecurePlus #Diwali #HealthInsurance #KhushiyaanBadheinSurakshaBhi #HDFCERGO #OptimaSecurePlus #Diwali #HealthInsurance #KhushiyaanBadheinSurakshaBhi

Posted On: 06 Nov 2026 6:01 PM

📚 *HDFC ERGO Insurance Ki Pathshala* 🎓Your A to Z guide for Health Insurance terminologies, one term at a time. NOW live with *R for Reimbursement* 🔤 Understand how to process Reimbursement claims in the absence of cashless facility. #HDFCERGO #GeneralInsurance #InsuranceKiPathshala #HDFCERGO #GeneralInsurance #InsuranceKiPathshala

Posted On: 23 Oct 2026 12:06 PM

🔐 In a digitally connected world, are you prepared for cyber risks? From phishing scams and data breaches to identity theft and online fraud, cyber threats are becoming increasingly sophisticated. Being digitally aware is important, but being financially prepared is equally essential. In Episode 5 of Insurance Ki Pathshala, we break down the importance of Cyber Insurance, how it works and why it deserves a place in your digital safety toolkit, with Sriram Naganathan, President & Chief Technology Officer, HDFC ERGO General Insurance. Because while you can’t always prevent a cyber incident, you can certainly be better prepared for its financial impact. Stay informed. Stay protected. Stay cyber safe! Explore Cyber Sachet Insurance on our website - https://bit.ly/4A3YJfFOr download the HERE App - https://bit.ly/hereappdownload #HDFCERGO #InsuranceKiPathshala #CyberInsurance #CyberSecurity #DigitalSafety #InsuranceAwareness #HDFCERGO #InsuranceKiPathshala #CyberInsurance #CyberSecurity #DigitalSafety #InsuranceAwareness

Posted On: 03 Nov 2026 2:00 PM

Nearby HDFC ERGO General Insurance Company Limited Branches Nearby Branches

HDFC ERGO Insurance Agent: Dharmendra Jangde

Sector 8A

Raipur - 492004
HDFC ERGO Insurance Agent: Pratik Vinod Bhatt

Sector 8, Airoli

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Akshay Ripusudan Jha

Sector 16

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Deven Vitthal Atkari

Airoli

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Mandar Janardan Chonkar

Sector 4

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Nikhil Jayachandran Pillai

Sector 10, Airoli

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Archana Singh

Airoli

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Sangeeta G Gupta

Sector 1

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Mahesh Bhimraj Zulup

Airpoli, Sector 20

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Priyanka Nilesh Mahale

Sector 20, Airoli

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Rashmi Ojha

Sector 20B, Airoli

Navi Mumbai - 400708
HDFC ERGO Insurance Agent: Vikash Mishra

Ghansoli

Thane - 400701

Tags

Health Insurance
Car Insurance
Bike Insurance
Travel Insurance
Home Insurance
Comprehensive Car Insurance
Third Party Car Insurance
Optima Secure Health Insurance
Optima Restore Health Insurance
Comprehensive Bike Insurance
Third Party Bike Insurance
HDFC ERGO Near me
HDFC ERGO Health Insurance
HDFC ERGO Renewal
ams HDFC ERGO
HDFC ERGO Car Insurance
HDFC ERGO Policy Renewal
HDFC ERGO ATM's
HDFC ERGO Health Insurance Renewal
HDFC ERGO Car Insurance Renewal
HDFC ERGO Bike Insurance
Car Insurance Online
Two Wheeler Insurance

CAR INSURANCE

• The above mentioned third party premium of 1 year is for Cubic capacity < 1000 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle ? ˇas on 28th Feb 2025 - 12277 active Network garages *The percentage amount would be given basis the number of kilometers driven in the policy year "¯Over-night motor repair service for minor damages made available to HDFC Ergo Policyholders, subject to extent of damage, bandwidth of the motor garages empanelled especially for the services in selected 16 cities and the requirement to appoint surveyor, etc. The Company shall be liable to settle the claim basis of the terms and conditions of the policy document for the concerned vehicle (Upto 3 panels or Rs.20,000- which ever is higher. Available across 16 cities - Mumbai, Nagpur, Pune, Surat, Vadodara, Ahmedabad, Delhi, Gurugram, Jaipur, Hyderabad, Chennai, Bangalore, Kolkata, Kanpur, Madurai, Coimbator) Additional premium will be charged for add on cover ~Minor Damage - low value 2-3 parts. Immediate claim settlemnt subject to all document fulfillement by customer. Total amount is at the discretion of the surveyor °°Additional premium will be charged for add on cover. Motor Insurance UIN: IRDAN125P0005V01200203. UIN: Motor Insurance Pricing Revision- Private Cars - IRDAN125RP0001V02201415

HEALTH INSURANCE

• ~~16000+ healthcare providers as on February 2025. Please refer to the website www.hdfcergo.com for an updated network list. ** Formula for payout ratio is Paid Claims/ (opening outstanding claims+ reported claims - closing outstanding claims), the payout numbers are reflected in Form NL 37 for FY'26. ^As of 1st March 2026. ~Data from FY'12 to FY'26. ''Subject to change as per Tax Laws in India ¯Any unutilized amount of Sum Insured rebound cannot be carried over to next policy year or renewal policy. Sum Insured rebound can be utilized for claims under Hospitalization cover only ~^The premium (excluding tax) mentioned is for tier 6 (Bangalore), 1 adult aged 25 years. This premium is only for health coverage sum insured available is Rs. 10 lakhs including Favourable Claims Experience Discount, Lifetime Discount & online discount. ^*Only if purchased from www.hdfcergo.com °°4X coverage means base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit + Automatic Restore Benefit ~Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured, Plus Benefit (if applicable) and Secure Benefit *Premium mentioned for my:Optima Secure plan is excluding taxes with 5% online discount for a 30-year-old individual residing in 2 Tier location for sum insured of 5 lacs *Premium mentioned my:Optima Secure plan is excluding taxes with 5% online discount for a 30-year-old individual residing in 2 Tier location for sum insured of 5 lacs #Home health care available only on cashless basis in select cities only for my: Optima Secure products "Get 60 and 180 days pre and post hospitalization medical expenses covered ̑ ̑Restore benefit-Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured Optima Secure covers in-patient hospitalization expenses even for alternate treatment methods viz. Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy. Under Infinite Benefit, a sum equal to 100% of the expiring policy year’s Base Sum Insured shall be provided as an incentive irrespective of claims without any limit on accumulation. Long-term tenure policies are eligible for infinite benefit post each policy year completion. UIN: my: Optima Secure - HDFHLIP26058V082526| my: health Critical Illness- HDFHLIA22141V032122 | my:Health Hospital Cash Benefit (Add-on) - HDFHLIA21271V022021 | Unlimited Restore (Add On) HDFHLIA22188V012122 | IPA Rider – APOPAIP19004V011920 - UIN: Optima Restore HDFHLIP25012V082425 UIN: Critical Illness Insurance - HDFHLIP21464V022021 UIN: my:health Medisure Super Top Up Insurance - HDFHLIP22021V042122 UIN: my:health Koti Suraksha - HDFHLIP21131V012021.

HOME INSURANCE & OTHERS

• Sum Insured of Rs. 11,00,000 for 1 year with 25% discount (15% security discount on insured property & 10% for online Sales) **Price of Student Plan for a Sum Insured of Rs. 50,000 excluding taxes.^*Discount may vary as per coverage opted. The Cyber Buddy mentioned is a mascot of HDFC ERGO for the cyber security awareness campaign purely run for awareness purposes. Home shield Insurance - IRDAN125RP0001V01201718, UIN: HDFC ERGO Cyber Sachet Insurance - IRDAN125RP0026V01202122. PET INSURANCE- UIN: HDFC ERGO Paws n Claws - IRDAN146RP0001V01202324.