HDFC ERGO Insurance Agent: Vinod Yashwant Ahirrao

Motor Insurance

• Motor Insurance
• Car Insurance
• Second Hand Car Insurance
• Comprehensive Car Insurance
• Third Party Car Insurance
• Car Insurance Calculator
• Compare Car Insurance
• Zero Depreciation Car Insurance
• Renew Expired Car Insurance
• No Claim Bonus
• Standalone OD Car Insurance
• Return to Invoice
• Insured Declared Value
• Two Wheeler Insurance
• Bike Insurance Calculator
• Comprehensive Two Wheeler Insurance
• Third Party Two Wheeler Insurance
• Compare Two Wheeler Insurance
• Standalone OD Bike Insurance
• Vehicle Insurance
• Commercial Vehicle Insurance
• Multi Year Two Wheeler Insurance
• Track Break-In Status
• Pay as You Drive
• Engine Protection Cover
• Zero Depreciation Two Wheeler Insurance
• Emergency Roadside Assistance Two Wheeler Insurance
• IDV Bike Insurance
• Engine Protection Cover Two Wheeler Insurance
• Scooter Insurance
• NCB In Bike Insurance
• RTI In Bike Insurance

Health Insurance

• Health Insurance
• Individual Health Insurance
• Family Health Insurance
• Parents Health Insurance
• Senior Citizen Health Insurance
• Health Insurance Renewal
• Cashless Health Insurance
• Premium Calculator
• Personal Accident
• my:health Women Suraksha
• Arogya Sanjeevani
• iCan Health Insurance
• Energy Health Insurance
• Health Wallet Insurance
• Optima Secure
• Koti Suraksha
• Health Wallet Insurance - Family
• Saral Suraksha Bima
• Optima Restore - Family
• Optima Lite
• Optima Secure Individual
• Optima Secure Global Family
• Optima Super Secure Plan
• Optima Super Secure Plan Individual
• my:health Medisure Super Top Up
• BMI Calculator
• EquiCover Health
• Here.

Pet Insurance

• Dog Insurance
• Cat Insurance

Travel Insurance

• Travel Insurance
• Travel Insurance
• Individual Travel Insurance
• Family Travel Insurance
• Student Suraksha Insurance
• Annual Multi-trip Insurance
• Travel Insurance For Senior Citizens
• Travel Insurance for Schengen VISA from India
• Travel Insurance for Australia
• Travel Insurance for Bali
• Travel Insurance For Canada
• Travel Insurance for Dubai
• Travel Insurance for France
• Travel Insurance for Germany
• Travel Insurance for Ireland
• Travel Insurance for Italy
• Travel Insurance for Japan
• Travel Insurance for Malaysia
• Travel Insurance for Poland
• Travel Insurance for Singapore
• Travel Insurance for Spain
• Travel Insurance for Switzerland
• Travel Insurance for Thailand
• Travel Insurance for USA
• Travel Insurance for UAE
• Travel Insurance for UK
• International Travel Insurance

Home Insurance

• Home Insurance
• Home Insurance For Tenants
• Home Insurance For Owners
• Home Insurance for Television
• Home Insurance for Washing Machine
• Home Insurance for Air Conditioner
• Home Insurance for Jewellery
• Home Insurance for Refrigerator
• Home Insurance for Lightning
• Home Insurance for Electronic Equipment
• Home Insurance for Landslide
• Home Insurance for Earthquake
• Building Insurance
• Property Insurance
• Flood Insurance
• Monsoon Insurance
• Home Shield Insurance
• Home Content Insurance
• Theft Insurance
• Bharat Griha Raksha Policy
• Home Insurance for Condos
• Home Insurance for Villas

Other Insurance

• Other Insurance
• Cyber Sachet Insurance
• Standard Fire & Special Perils Insurance
• Rural Insurance
• Casualty Insurance
• Group Insurance
• Property & Misc Insurance
• Risk Consulting Services
• Specialty Insurance
• Other Commercial Insurance

Expert Profiles

• Deepika Mathur
• Diwaker Asthana
• Mukesh Kumar
• S.Gopala Krishnan

Customer Reviews

• Health Insurance
• Two Wheeler Insurance
• Private Car Insurance
• Critical Illness

Downloads

• Brochure
• Prospectus
• Proposal Form
• Policy Wording
• Claim Form
• KYC Form
• Other Documents

Hospital Network

• Hospital Empanelment Form
• Product wise cashless services

Procedure to make changes

• Health Insurance
• Home Insurance
• Motor Insurance
• Personal Accident Insurance

Others

• Account aggregator
• Insurance FAQs
• Glossary
• Travel Medi Assist
• IRDAI Website
• Knowledge Centre
• Repositories

Read in Hindi

• Health Insurance Hindi
• Car Insurance Hindi
• Two Wheeler Insurance Hindi
• Home Insurance Hindi

Our Promoters

• HDFC Bank
• ERGO

Other Important links

• HDFC Bank
• HDFC Life
• HDFC Securities
• HDFC Mutual Fund
• HDFC Sales
• HDB Financial Services
• HDFC Pension

CAR INSURANCE

• The above mentioned third party premium of 1 year is for Cubic capacity < 1000 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle. • As on 28th Feb 2025 - 12277 active Network garages • The percentage amount would be given basis the number of kilometers driven in the policy year • Over-night motor repair service for minor damages made available to HDFC ERGO Policyholders, subject to extent of damage, bandwidth of the motor garages empanelled especially for the services in selected 16 cities and the requirement to appoint surveyor, etc. • The Company shall be liable to settle the claim basis of the terms and conditions of the policy document for the concerned vehicle (Upto 3 panels or Rs.20,000- which ever is higher. Available across 16 cities - Mumbai, Nagpur, Pune, Surat, Vadodara, Ahmedabad, Delhi, Gurugram, Jaipur, Hyderabad, Chennai, Bangalore, Kolkata, Kanpur, Madurai, Coimbatore) • Based on Public Disclosure Reports for FY24 - Settlement Ratio in FY24 for motor OD Claims - 99.8% Count of OD Claims Paid in FY24(excludes repudiation & zero) - 5,34,695 Amount of claims paid in FY24 - Rs. 1,77,919,10,664 Formula used for Settlement Ratio - (Claims Settled + Claims Repudiated + Claims Closed) / (Claims Reported) x 100 • Additional premium will be charged for add on cover - Minor Damage - low value 2-3 parts. Immediate claim settlement subject to all document fulfilment by customer. Total amount is at the discretion of the surveyor • Additional premium will be charged for add on cover. Motor Insurance UIN: IRDAN125P0005V01202003. UIN: Motor Insurance Pricing Revision- Private Cars - IRDAN125RP0001V02201415

HEALTH INSURANCE

• ~15000+ healthcare providers as on February 2025. Please refer to the website www.hdfcergo.com for an updated network list. • Subject to change as per Tax Laws in India • Any unutilized amount of Sum Insured rebound cannot be carried over to next policy year or renewal policy. Sum Insured rebound can be utilized for claims under Hospitalization cover only • The premium (excluding tax) mentioned is for platinum plan tier 2 1 adult age 36-45 years. This premium is only for health coverage sum insured available is Rs. 50 lakhs and 1 crore under the Health Section of my:health Koti Suraksha @Figure as on 31st January 2025 (includes members of the group). • Only if purchased from www.hdfcergo.com • 4X coverage means base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit + Automatic Restore Benefit – Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured, Plus Benefit (if applicable) and Secure Benefit • Premium mentioned for my:Optima Secure plan is excluding taxes with 5% online discount for a 30-year-old individual residing in 2 Tier location for sum insured of 5 lacs • Premium mentioned for my:Optima Secure plan is excluding taxes with 5% online discount for a 30-year-old individual residing in 2 Tier location for sum insured of 5 lacs • Home health care available only on cashless basis in select cities only for my: Optima Secure products 'Get 60 and 180 days pre and post hospitalization medical expenses covered' • 100% claim settlement ratio - Based on claims of FY 24 (Formula - Claims Paid Plus Repudiated/CWP Divided by Claims Reported) Please refer company website - Public disclosure section. Restore benefit- Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured Optima Secure covers in-patient hospitalization expenses even for alternate treatment methods viz. Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy • UIN: my: Optima Secure - HDFHLIP25041V062425 | my: health Critical Illness - HDFHLIA22141V032122 | my:Health Hospital Cash Benefit (Add-on) - HDFHLIA21271V022021 | Unlimited Restore (Add On) HDFHLIA22188V012122 | IPA Rider - APOPAIP19004V011920 - UIN: Optima Restore HDFHLIP25012V082425 UIN: Critical Illness Insurance - HDFHLIP21464V022021 UIN: my:health Medisure Super Top Up Insurance - HDFHLIP2021V042122 UIN: my:health Koti Suraksha - HDFHLIP21131V012021.

BIKE INSURANCE

• The above mentioned third party premium of 1 year is for Cubic capacity < 75 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle • Based on Public Disclosure Reports for FY24 - Settlement Ratio in FY24 for motor OD Claims - 99.8% Count of OD Claims Paid in FY24(excludes repudiation & zero) - 5,34,695 Formula used for Settlement Ratio - (Claims Settled + Claims Repudiated + Claims Closed) / (Claims Reported) x 100 • Upto 3 panels or Rs.5,000- which ever is higher (Available across Mumbai, Hyderabad & Pune only) • Additional premium will be charged for add on cover. Liability Only Policy - Two wheeler - Annual - IRDAN125RP002V01202122

TRAVEL INSURANCE

• Figure as on Jan 2024 | The premium of Rs 31 per day without taxes for the product for an individual of age 37, travelling to Asia for 7 days opting for a sum insured of $50,000. • 20+ Benefits included in Platinum plan variant. • Product Name: HDFC ERGO Explorer. UIN: HDTIOP24042V022425 UIN: Travel Insurance - HDTIOP22056V022122 UIN:Student Suraksha-Student Overseas Travel - HDTIOP22052V022122

HOME INSURANCE & OTHERS

• Sum Insured of Rs. 11,00,000 for 1 year with 25% discount (15% security discount on insured property & 10% for online Sales) • Price of Student Plan for a Sum Insured of Rs. 50,000 excluding taxes. • Discount may vary as per coverage opted. • Home shield Insurance - IRDAN125RP0001V01201718, UIN: HDFC ERGO Cyber Sachet Insurance - IRDAN125RP0026V01202122.

PET INSURANCE

• UIN: HDFC ERGO Paws n Claws - IRDAN146RP0001V01202324