HDFC ERGO Insurance Agent: Sushmit Kumar

55 and worried about getting health insurance? You can still secure coverage‼️ While there may be waiting periods and higher premiums at 55, coverage ensures that future medical expenses are taken care of. 🩺 It’s never too late to secure your health! 🏥 To know more, check out the full conversation on HDFC ERGO General Insurance YouTube channel and all audio streaming platforms. 📲 Hosted by: Avanne Dubash Produced by: HT Smartcast #HDFCERGO #OptimaSecure #GlobalHealthcare #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #OptimaSecure #GlobalHealthcare #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans

Health Insurance = Financial Security In the latest episode, we discuss how HDFC ERGO’s Optima Secure acts as a financial safety net, ensuring you don’t have to dip into your savings during medical emergencies. Plus, with global coverage, you can access world-class healthcare facilities anywhere in the world! Catch the full conversation on HDFC ERGO General Insurance YouTube channel (Link in bio) and all audio streaming platforms. Hosted by: Avanne Dubash Produced by: HT Smartcast #HDFCERGO #OptimaSecure #GlobalHealthcare #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #OptimaSecure #GlobalHealthcare #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans

Choosing the right health policy? Ladies, here’s what you must check! ✅ Waiting periods for women-specific illnesses ✅ Comprehensive coverage (mental health, OPD, wellness) ✅ Maternity benefits for young women ✅ Insurer’s reputation & claim payout ratio Full conversation on HDFC ERGO General Insurance's YouTube channel and all audio streaming platforms. Hosted by: Avanne Dubash Produced by: @htsmartcast #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans

Health insurance vs. critical illness cover – what’s the difference? 🤔 If you’re young and healthy, start with a comprehensive health insurance policy to cover general medical expenses. Then consider adding a critical illness cover for added protection against major illnesses. To know more, watch the full conversation on HDFC ERGO's YouTube channel. Hosted by: Avanne Dubash Produced by: HT SmartCast #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans

Buying health insurance while you're young means better coverage from the start. But if you’ve missed it, don’t worry, policies are available at any age! Just remember: ✅ Premiums are higher as you age ✅ Ensure pre-existing conditions are covered ✅ Opt for easy installments & annual health checkups ✅ Choose a wide hospital network & a trusted insurer Plan wisely, stay protected! For more details, check out the full conversation on HDFC ERGO General Insurance YouTube channel and all audio platforms. Hosted by: Avanne Dubash Produced by: HT Smartcast #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans

Floater Plans VS Individual Health Plans – Which One is Right for Your Family? 👨‍👨‍👧‍👧 A floater plan allows your entire family to share a high sum insured, making it cost-effective for smaller families (like 2+2). But if you can afford it, individual plans with a high sum insured under the same policy can get you extra discounts! ✨ 📷 Small family? Go for a floater plan 📷 Bigger family? Choose individual plans but club them for discounts For more details, check out the full conversation on the HDFC ERGO General Insurance YouTube channel and all audio platforms. 📹 Hosted by: Avanne Dubash Produced by: HT SmartCast #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans

Health insurance should ease your journey, not complicate it. For long-term treatments like dialysis, one-time approvals can replace repeated paperwork—so you can focus on care, not claims. 🏥 👉Catch the full conversation on HDFC ERGO General Insurance YouTube channel and all audio platforms #InsuranceJunction #InsurancePodcast #HDFCERGO #HealthInsurancePlans #InsuranceJunction #InsurancePodcast #HDFCERGO #HealthInsurancePlans

Did you know? NCB (No Claim Bonus) rewards you for staying claim-free, usually boosting your coverage by 10-50%. Some policies like HDFC ERGO's Optima Secure Plus Benefit, now offer NCB even if you claim! ✅ 50% bonus on your Sum Insured in Year 1 ✅ 100% bonus in Year 2 – 2x coverage with no extra premium! That helps you stay ahead of medical inflation and secure your health and savings!💰 👉 Catch the full conversation on the HDFC ERGO General Insurance YouTube channel and all audio platforms. #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans

Buying health insurance? Don’t just pick the first policy you see! Parthanil Ghosh, Director & CBO, HDFC ERGO General Insurance, shares 5 things you MUST check before saying ‘yes’ to a plan: ✅ Covers all diseases—no sneaky exclusions ⏳ Short waiting period (because who likes waiting?) 🚫 No annoying sub-limits 🔄 Restoration benefits—because life happens 💰 No Claim Bonus that actually rewards you Get smarter about your health insurance with Insurance Junction—the podcast that makes insurance simple! #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans #HDFCERGO #InsuranceJunction #InsurancePodcast #InformativePodcast #HealthInsurance #HealthInsurancePlans